How Much in Fees Will Personal Injury Attorneys Take?

Personal Injury lawyers rarely charge an hourly rate but instead charge what is called a “contingency fee.”

If you need a personal injury lawyer to represent you in California, it is very likely that you will be paying a “contingency fee” for his or her representation. This means that your legal professional’s fee would be taken from the final settlement or verdict that you would receive for your claim.

If your attorney loses or is unable to obtain money on your behalf, he or she will not require any payment from you for their services.

“Contingency Fees” Affect on Settlements

In California, a common “contingency fee” percentage charged by an attorney would be 33.33% or one-third of the amount of the settlement obtained or verdict awarded to you by the court.

Howevera legal professional’s rate can range from 25% to 75%, depending upon a number of factors. These percentages often depend on your lawyer’s experience, the laws of the state you live in, whether or not your case goes to trial, as well as the complexity of your case.

When you and your lawyer agree on the percentage of a “contingency fee,” he or she will prepare the written agreement that both of you will need to sign.

After signing the retainer agreement, your lawyer will provide you with a signed copy which will include your agreed-upon rate.

Why Some Personal Injury Claims Make Attorneys Cost More

In most situations, personal injury lawyers will pay all costs and expenses needed to properly handle your case and then deduct them from your settlement or verdict amount.

While many attorneys will charge 33.33% for most of their clients, there are certain situations that can alter the amount that some attorneys will require for their services.

The following are common costs associated with these claims:

  1. Police reports
  2. Filing and postage
  3. Investigator fees
  4. Expert witness fees
  5. Medical records fees
  6. Trial exhibits and depositions fees

Thus, if your attorney covered costs and expenses needed to pursue your claim, his or her final rate percentage may be between 45% to 60% of your settlement or verdict.

Moreover, your case will be more costly if it has been settled after taking the case to trial. The longer it takes to settle your claim means the more expenses you will have to endure.

How Negligence is Established in California Personal Injury Lawsuits

In California, personal injury lawsuits are often centered around the concept of negligence. When someone suffers harm due to another party’s negligent actions, they may be entitled to compensation for their injuries and losses. However, proving negligence in a California court requires meeting certain legal requirements and standards. Understanding how negligence is established is crucial for anyone involved in a personal injury case in the state.

Duty of CareHow Negligence is Established in California Personal Injury Lawsuits

The foundation of a negligence claim in California begins with establishing the defendant’s duty of care. Duty of care refers to the legal obligation of individuals to act reasonably and prudently to avoid causing harm to others. In the context of personal injury cases, this duty typically arises from the relationship between the parties involved. For example, drivers have a duty to operate their vehicles safely to prevent accidents and injuries to other motorists, pedestrians, and passengers.

Breach of Duty

Once duty of care is established, the plaintiff must demonstrate that the defendant breached this duty through their actions or failure to act. A breach of duty occurs when the defendant’s conduct falls below the standard of care expected in a given situation. This could involve reckless driving, medical malpractice, unsafe premises, or any other negligent behavior that directly leads to harm.

Causation

Proving breach of duty is not sufficient to establish negligence; the plaintiff must also establish causation. Causation requires demonstrating that the defendant’s breach of duty directly caused the plaintiff’s injuries. In legal terms, there are two types of causation: actual cause (cause in fact) and proximate cause (legal cause). Actual cause means that the defendant’s actions were the direct cause of the plaintiff’s injuries, while proximate cause means that the injuries were a foreseeable consequence of the defendant’s actions.

Damages

Finally, to succeed in a negligence claim, the plaintiff must prove that they suffered actual damages as a result of the defendant’s breach of duty. Damages may include medical expenses, lost wages, pain and suffering, emotional distress, and other losses resulting from the injury. It is essential to document and quantify these damages to support the claim for compensation.

Evidence in Negligence Cases

Establishing negligence in a California personal injury lawsuit requires presenting compelling evidence to support the claim. This evidence may include witness testimony, opinions, medical records, photographs, video footage, accident reports, and other relevant documentation. Building a strong case often involves thorough investigation, gathering evidence, and working with legal professionals who understand the intricacies of California negligence law.

Negligence Per Se

In some cases, negligence may be established through the doctrine of negligence per se. This doctrine applies when the defendant violates a statute or regulation designed to protect a certain class of individuals from harm, and that violation directly leads to the plaintiff’s injuries. Unlike traditional negligence claims, negligence per se eliminates the need to prove the defendant’s breach of duty and standard of care, as these are already established by the violation of the law.

Comparative Negligence

It’s important to note that California follows a comparative negligence system, which means that the plaintiff’s recovery may be reduced if they are found partially responsible for their injuries. Under comparative negligence, the court assigns a percentage of fault to each party involved in the accident based on their degree of responsibility. The plaintiff’s recovery is then reduced by their percentage of fault.

Special Considerations in California Personal Injury Cases

California has unique aspects to consider in personal injury cases that may affect how negligence is established:

Strict Liability

Certain cases involve strict liability, meaning that a defendant can be held responsible for injuries regardless of fault or intent. This often applies to product liability cases, where a defective product causes harm. In such instances, establishing negligence may not be required.

Premises Liability

Premises liability cases involve injuries that occur on another person’s property. In California, property owners have a duty to maintain their premises in a reasonably safe condition. If a property owner fails to address hazards or provide adequate warnings, they may be held liable for injuries sustained on their property.

Medical Malpractice

Medical malpractice cases involve negligence on the part of healthcare professionals. California has specific laws and procedures governing medical malpractice claims, including the requirement for testimony to establish the standard of care and demonstrate a deviation from that standard.

Establishing negligence in California personal injury lawsuits involves meeting specific legal requirements and standards, including demonstrating duty of care, breach of duty, causation, and damages. Building a strong case requires compelling evidence, thorough investigation, and legal experience to navigate the complexities of negligence law in the state. If you’ve been injured due to someone else’s negligence, it’s essential to seek legal representation from experienced personal injury attorneys who can help protect your rights and pursue the compensation you deserve.

If you’ve been injured in an accident, contact Timothy J. Ryan today for a free consultation with our experienced personal injury attorneys.

Personal Injury Lawsuit Guide

If you or a loved one has been injured in a traumatic event, be it a car accident, slip-and-fall accident or a dog attack, you may be wondering what steps you need to take in terms of protecting your rights and seeking compensation for the injuries, damages and losses you have suffered. You may have a number of questions about what a legal process might entail, what it might cost you and what pitfalls you need to avoid that might jeopardize your claim. Here is a detailed guide to personal injury lawsuits.

What is a Personal Injury Lawsuit? The Basics

Personal injury cases are essentially legal disputes that stem from a mishap or injury where individuals suffer harm as a result of a traumatic event, which is often caused by someone else’s negligence or wrongdoing. In such cases, the responsible person or entity, or often their insurance company, will pay monetary compensation to the injured person for medical expenses, lost income, pain and suffering and for the cost of ongoing treatment and therapy. If the case involves medical negligence, your attorney will work with insurers and attorneys for doctors or hospitals. 

A personal injury case can become a formal lawsuit when you file a complaint in court through a personal injury lawyer representing you at a civil court proceeding. This court session seeks to find the defendants at fault through a court judgment. However, it is more common that such disputes are resolved through an informal settlement after a lawsuit is filed, or in some cases, even before it is filed.

Personal injury lawsuit: These are different from criminal cases, which are initiated by the government against a person accused of committing a crime. A personal injury case goes through the civil justice system where the plaintiff files a civil complaint against an individual, business, corporation, governmental agency or other entity alleging that they negligently or carelessly caused the incident that injured them. Such an action is known as “filing a lawsuit.”

Settlement: A vast majority of personal injury lawsuits are settled informally or outside the court. A settlement is typically negotiated between the parties followed by a written agreement to which both sides agree. A settlement means that the parties have resolved the matter through a payment of money instead of taking it through the court system. Personal injury cases may also be settled through alternative dispute resolution procedures such as mediation and arbitration. 

Steps in a Personal Injury Lawsuit

Here are the steps typically involved in a personal injury lawsuit:

Settlement negotiations: Your attorney will send what is known as a “demand letter” to your insurance company or the other party, setting forth your case for damages. This paves the way for your lawyer to obtain a fair settlement from the insurance company. A big part of personal injury cases involve negotiations, which is why you need a lawyer on your side who is also a skilled negotiator.

Filing a lawsuit: However, if the other party does not offer a fair settlement or rejects your claim, your lawyer may have to file a lawsuit to help you receive maximum compensation for your losses.

Discovery: This is the part of the process where both parties share documents and other evidence. During this time, witnesses and others may be interviewed by attorneys for either side under oath, and this testimony will very likely be used during the trial.

Trial: When a case simply cannot be settled, it goes before a judge and jury. Your attorney will argue the case in court by presenting evidence of negligence and a judge or jury will determine liability and damages. You need an Orange County personal injury attorney who has trial experience and will not hesitate to take the case to trial in order to get the best possible outcome. 

Proving Lost Wages and Earning Capacity in California

To recover compensation for lost wages or a diminished earning capacity, an injured person must prove the extent of their losses. This process often requires documentation and testimony. In the case of lost wages, pay records, timecards, and statements from an employer can show the amount of time missed and the wages that would have been earned.

For earning capacity, proving the impact of an injury can be more complex. Medical records and opinions from doctors can help demonstrate how the injury affects the person’s ability to work. Vocational experts may be needed to evaluate the injured person’s skills and how those skills translate to the job market. Additionally, economic experts might be consulted to estimate the financial impact of reduced earning capacity over a person’s lifetime.

In California, it is important to remember that even if someone was unemployed at the time of the injury, they may still be entitled to compensation for reduced earning capacity. If the person was actively seeking employment or had plans to re-enter the workforce, the court can consider these factors when determining their future earning potential.

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Got a really bad head concussion and Timothy J. Ryan was amazing.” Tim helped me to stop stressing out about my case and focus my attention back on my work and family. Tim is one of the smartest men I have ever met. This personal injury law firm changed my life. They did not disappoint in any way. The entire office was professional and friendly! You can trust this firm. Highly recommend. ”

- Flex Drill

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Tim is personable, knowledgeable in law and interested in you as a person, Tim stayed on top of my case and kept me updated frequently. His staff (Sose and Katelyn were outstanding and worked closely with me to get things done. I would recommend this law firm."

- Leslie Bartimore

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Very efficient and professional personnel. Starting from the top to bottom. The experience was great. Being Hispanic was really happy seen how they were able to handle cases with all different ethnicities. The treatment I got from Tim and the legal assistant was beyond awesome. Super happy with the settlement and the outputs of my case. Thanks a lot Tim and Tania."

- Rafael Sarabia

How California Law Addresses Compensation for Lost Wages

California law allows injured individuals to seek compensation for lost wages and earning capacity as part of a personal injury claim. To succeed in such a claim, the injured person must show that another party’s negligence caused their injury. Once negligence is established, the injured party can present evidence of their losses to request compensation.

Lost wages are typically considered part of economic damages, which aim to reimburse victims for financial losses directly related to their injuries. Economic damages also include medical bills and other expenses caused by the injury. In contrast, non-economic damages, such as pain and suffering, address the emotional toll of the injury.

Because California follows a comparative negligence system, it is important to understand how shared fault can impact a claim for lost wages. If the injured person is partially responsible for the accident, their compensation may be reduced based on their percentage of fault. For example, if someone is found to be 20 percent at fault for an accident, their total damages would be reduced by 20 percent.

The Role of Insurance in Lost Wage Claims

Insurance often plays a significant role in claims for lost wages and earning capacity. If the at-fault party has liability insurance, their insurance company may provide compensation for the injured person’s financial losses. However, insurance companies often attempt to minimize payouts by questioning the severity of the injury or the accuracy of wage calculations.

In some cases, an injured person may need to rely on their own insurance coverage. For example, if the at-fault party is uninsured or underinsured, the injured person’s uninsured motorist coverage may provide compensation. Understanding the terms of applicable insurance policies is essential to pursuing a fair settlement.

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Challenges in Pursuing Compensation

Seeking compensation for lost wages and earning capacity in California can be a complicated process. It often requires gathering extensive evidence, navigating insurance claims, and understanding legal procedures. Injured individuals may face pushback from insurance companies or opposing attorneys who try to dispute the validity of their claims.

One common challenge is proving the full extent of reduced earning capacity. Because this type of loss involves future income, it is based on predictions and estimates. Opposing parties may argue that the injured person could earn more if they pursued additional training or changed careers. Responding to these arguments requires a clear presentation of evidence that supports the injured person’s claim.

Another challenge is meeting California’s statute of limitations for personal injury claims. In most cases, injured individuals have two years from the date of the accident to file a lawsuit. Missing this deadline can result in losing the right to pursue compensation altogether.

Legal Framework for Personal Injury Accidents in CaliforniaUnderstanding Personal Injury Accidents in California: A Comprehensive Guide

Personal injury law in California is governed by a combination of statutory law and case law. The primary legal principle that applies to personal injury cases is negligence. Negligence occurs when one party’s failure to exercise reasonable care results in harm to another party. To establish a successful personal injury claim, the injured party (plaintiff) must prove four elements:

Duty of Care: The defendant owed a duty of care to the plaintiff.

Breach of Duty: The defendant breached this duty of care through their actions or inaction.

Causation: The breach of duty directly caused the plaintiff’s injuries.

Damages: The plaintiff suffered measurable damages, such as medical expenses, lost wages, pain, and suffering.

Common Types of Personal Injury Accidents

Personal injury accidents encompass a wide range of incidents, each with its own set of legal considerations and potential causes. Some of the most common types of personal injury accidents in California include:

Car Accidents: California’s crowded roads make car accidents a prevalent cause of personal injuries. These accidents can result from factors like distracted driving, speeding, and impaired driving.

Slip and Fall Accidents: Property owners have a duty to maintain safe premises for visitors. Slip and fall accidents often occur due to hazardous conditions such as wet floors, uneven surfaces, or inadequate lighting.

Medical Malpractice: When medical professionals fail to provide a reasonable standard of care, patients can suffer harm. Medical malpractice claims can arise from surgical errors, misdiagnoses, medication mistakes, and more.

Dog Bites: California has strict liability laws for dog owners, meaning they can be held responsible for injuries caused by their pets, even if the dog had no prior history of aggression.

Product Liability: Manufacturers have a duty to ensure the safety of their products. If a defective product causes harm, the injured party may have grounds for a product liability claim.

Steps to Take After a Personal Injury Accident

After being involved in a personal injury accident in California, taking the right steps can help protect your well-being and legal rights:

Seek Medical Attention: Your health is the top priority. Even if injuries seem minor, seeking medical attention promptly is crucial for both your well-being and building a strong legal case.

Gather Evidence: Document the accident scene, injuries, and any factors that may have contributed to the incident. This can include taking photos, collecting witness information, and preserving any relevant physical evidence.

Report the Incident: For certain accidents, such as car accidents, report the incident to the appropriate authorities or property owners. Obtain copies of accident reports and other relevant documents.

Consult an Attorney: It’s advisable to consult with a personal injury attorney who specializes in California law. An experienced attorney can help you understand your rights, assess the strength of your case, and guide you through the legal process.

Statute of Limitations

In California, personal injury claims are subject to a statute of limitations, which limits the timeframe within which you can file a lawsuit. For most personal injury cases, the statute of limitations is two years from the date of the injury. However, exceptions may apply based on the circumstances of the accident and the age of the injured party.

Understanding personal injury accidents in California is essential for safeguarding your rights and well-being. By grasping the legal framework, common accident types, and necessary steps to take, you can navigate the aftermath of an accident more effectively. If you or a loved one have been involved in a personal injury accident, seeking medical attention, preserving evidence, and consulting with an attorney can help you pursue rightful compensation and justice. Remember, knowledge is power, and being informed can make a significant difference in the outcome of your personal injury claim.

Understanding Emotional Distress in Personal Injury Cases

Emotional distress refers to the psychological suffering a person endures after a traumatic event. In California, this type of harm is recognized as a valid basis for seeking compensation. Emotional distress can include anxiety, depression, fear, loss of enjoyment in life, and even physical symptoms caused by mental anguish, such as headaches or insomnia. When someone else’s actions cause you harm, you deserve the chance to recover not just physically but emotionally as well.

Personal injury cases that involve emotional distress often arise from incidents like car accidents, workplace injuries, or medical malpractice. These events can leave lasting mental scars that impact your day-to-day life, relationships, and overall well-being. California law acknowledges that these damages are real and significant, and the right legal representation can help you pursue fair compensation.

Proving Emotional Distress in California Courts

While emotional distress is a recognized form of harm, proving it in court requires evidence and a clear connection to the incident that caused it. Documentation is key. Medical records, therapy notes, and testimony from mental health professionals can help establish the severity of your emotional suffering. Statements from friends and family can also illustrate how the event changed your behavior or outlook on life.

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California courts often look for evidence of specific emotional injuries such as post-traumatic stress disorder or chronic anxiety. It is also essential to show how these conditions directly stemmed from the negligence or intentional actions of another party. This can be challenging without proper legal guidance, which is why having an experienced attorney is so important.

Why File a Personal Injury Lawsuit?

When you suffer an injury that was caused as a result of someone else’s negligence or wrongdoing, you could be left with significant medical expenses, lost income and other expenses that should not be on your shoulders. Personal injury lawsuits serve a crucial role of not only helping injured victims seek and obtain compensation that can make them whole, but also help hold the at-fault parties – whether they are individuals, businesses or governmental agencies — accountable.

Filing a personal injury lawsuit is particularly important for individuals who have suffered catastrophic injuries such as brain injuries, paralysis due to spinal cord damage or limb amputations. These are injuries that could be life-changing and even affect someone’s ability to earn a living or enjoy life the way they did prior to the accident. In such cases, plaintiffs may be able to secure compensation for permanent injuries, disabilities, loss of future income, loss of earning capacity and cost of future treatment and therapy. 

How Much is My Personal Injury Case Worth?

This is one of the most common questions our clients ask us, and it is a great question. The value of your case depends on several important factors such as the circumstances of your accident, the nature and extent of your injuries, insurance policy limits and so on. What actually drives the value or worth of a case is how much the plaintiff can get in terms of damages including medical expenses, lost wages, loss of earning capacity, loss of consortium and pain and suffering. 

Some of those factors may not initially have a clearly articulated value. However, our Orange County personal injury lawyers have found based on past experience that they could offer an estimated case value after assessing your medical records, police reports, statements and other evidence. The entire picture can provide an insight into what you can expert from a personal injury lawsuit and how your case will be valued.

What Your Lawyer Does in a Lawsuit

Your lawyer and legal team are essentially your advocates fighting to get the compensation you rightfully deserve. Once you retain a lawyer, his or her legal team will take a number of critical actions such as gauging the scope of your injuries and the circumstances involving negligence; investigating the accident scene; questioning witnesses; requesting and getting documentation; working with medical experts; reviewing and compiling all evidence in the case from documents to photos and videos; and working with experts who can help provide insights and strengthen your case. Your lawyer will also be able to preserve evidence, which can otherwise be lost or destroyed.

Your lawyer is also a skilled negotiator who will use evidence and information to help you secure maximum compensation for your losses. If the insurance company or other party denies your claim or refuses to give you a fair settlement, your attorney will go to trial to help you get the compensation you need and deserve. 

Your Role in a Lawsuit 

Your role as a client is fairly limited in a lawsuit. However, there are a few steps you need to do in order to make sure your case is on the right track. Do not admit fault for your injury. Continue to get treated by your doctor for your injuries. Make sure you follow through on your doctor’s instructions. 

It can also be extremely helpful to document any ups and downs that you encounter in your daily life because of your injury. Provide your attorney with all documentation and evidence you have that can help your case, be it police reports, insurance documents or photos and videos from the accident scene. Avoid commenting about your case online or on social media. Doing so could jeopardize your case. Follow your attorney’s advice on these matters. 

What is a Personal Injury Settlement?

A personal injury settlement occurs when both parties come to an agreement on the monetary compensation that is given to the plaintiff. Your actual settlement amount will vary depending on a number of factors including the severity of the injury, the type of accident, your employment situation and the types of expenses you have incurred due to someone else’s negligence or wrongdoing.

You won’t have to pay your attorney hourly fees or any other costs. Your lawyer will take a percentage of the compensation you are awarded as fees. This is known as a contingency fee. The settlement process could be fairly quick or lengthier depending what is at stake. Often, your lawyer will not accept the first offer. There is likely to be a lot of back and forth and this negotiation process culminates in a settlement when both sides find the result acceptable. Once both parties agree, it could take up to six weeks for you to receive the money. 

How Much Does a Personal Injury Lawyer Cost?

The Orange County personal injury lawyers at Timothy J. Ryan don’t charge hourly rates or upfront fees. Instead, we work on a “contingency fee” system. This means we only get paid if you receive compensation. This is an ideal arrangement for all personal injury plaintiffs because it allows them access to quality legal representation, which they could not have afforded had they been required to pay an hourly rate or upfront fees.

Our contingency fee levels the playing field, giving injured individuals access to a firm that has the knowledge, experience and resources to fight for the little guy against large corporations, including insurance companies. We take our contingency fee, a reasonable amount, only after your recovery. In some cases, the court will even order the defendant to pay attorney’s fees.

Statutes of Limitations for Cases

Many personal injury lawsuits have strict deadlines within which the complaints must be filed in court. These laws are known as statutes of limitations. In California, the statute of limitations for personal injury cases is two years. What this means is, if you don’t get to the courthouse within this period, the court will likely refuse to hear your case and you run the risk of losing your right to compensation. However, personal injury claims against government entities must be filed within 180 days (6 months) of the incident. 

There are some exceptions to the statute of limitations. A California court may extend the deadline if the injured individual suffers physical or mental incapacitation due to the injury. If the injured person is under 18, the statutory deadline will begin when the individual turns 18. The deadline may also be extended when the injury was not revealed until after the incident took place. In this situation, the statutory deadline will begin once the injury manifests.

Compensation (Damages) in a Personal Injury Lawsuit

Here are some of the types of compensation plaintiffs can get in personal injury cases: 

Medical Bills: Often, anyone who is injured in an accident will need to get medical care. This may include emergency care, diagnostic tests, surgery, hospital stays, doctor’s office visits and outpatient care. However, it might not end there. Medical care could be required on an ongoing basis, particularly if the injuries are serious or permanent. The expenses can add up very quickly. Injured victims can be saddled with medical bills that are exorbitant. Damages assessed against the defendant in a personal injury settlement or trial should definitely include medical expenses.

Lost Wages: You can seek compensation for income you lost because you had to miss work. When the injuries are relatively minor, you may be able to get by using paid sick time. However, with more serious injuries, you may need to take more time off. Some individuals who suffer catastrophic injuries may never be able to return to their job, which can be financially devastating to their families.

Pain and Suffering: This type of compensation is calculated and awarded based on the physical pain and mental suffering endured by the plaintiff. The amount of compensation will depend on the nature and extent of your injuries. Evidence in such cases could include medical records showing diagnoses, prescriptions and hospital stays that could show the extent of the injury and duration of recovery. 

Emotional Distress: This type of compensation refers to the injured person’s mental and emotional state after an accident. Injuries are not limited to physical harm. A personal injury victim could suffer anxiety, depression and other conditions such as post-traumatic stress disorder (PTSD). These types of damages can be proved by providing medical records and testimony from a therapist, psychologist or psychiatrist.

Wrongful Death: These claims are civil actions filed by survivors of an individual killed in an accident as the result of someone else’s negligence or wrongdoing. In such cases, survivors not only struggle with the grief of losing a loved one, but also deal with the lack of financial support from a family member. Compensation provided by an award of damages in wrongful death cases can help ease the financial burdens associated with the loss of a loved one. Compensation awarded in such cases typically covers lost income, medical expenses, funeral costs and loss of love, care and companionship.

Loss of Consortium: If you have been injured so badly in an accident that you lose your ability to have a complete or intimate relationship with your spouse or partner, you may be eligible to seek compensation for loss of consortium or loss of companionship.

Punitive Damages: In some cases, courts or juries may award punitive damages to punish defendants whose injurious actions were particularly egregious or outrageous. This is different from compensatory damages because it seeks to make an example of the defendant in order to deter others from acting in a similar manner. For the court to award punitive damages, the actions of the defendant must have been either intentional or the result of wanton or willful misconduct.

What You Should Know Before Filing

If you have suffered serious personal injuries, here are a few things you should know before filing a lawsuit. 

Personal Injury Lawsuits Are Designed to Protect You 

If you have been injured, you know you are facing mounting medical expenses, lost income and often times, your entire life is turned upside down. The primary goal of personal injury lawsuits is to make you whole, protect your legal rights and your financial future. A personal injury lawsuit will help you recover compensation for your injuries, damages and losses.

People Who Lawyer Up Recover More 

Research has consistently shown that people who retain the services of a personal injury attorney recover three times as much compensation as those who decide to do it on their own. Personal injury lawyers know how to evaluate claims and they know what it takes to negotiate and obtain the best possible settlement for their clients. If the insurance company is not willing to come to an agreement, your attorney can take the case before a judge and jury. 

The Sooner You Call, the Better

When do you call a personal injury lawyer? The sooner you call, the better. Doing so can help you avoid costly mistakes such as saying the wrong thing to your insurance company or failing to document your injury. An attorney can also guide you through a complex legal process and communicate with insurance companies and lawyers for other parties on your behalf.

It Costs Nothing to Get Started

At the Law Offices of Timothy J. Ryan , we charge our clients nothing for the initial consultation. We believe that every person should have access to quality legal representation, irrespective of who they can afford. We also work on a contingency fee basis, which means you don’t pay any upfront fees and we only get paid if you win. The money comes from the settlement or jury verdict we obtain for you. 

Don’t Sign Anything Before Consulting an Attorney

It is important that you do not agree to a settlement or sign any paperwork before talking to your lawyer. This is because the insurance company only has their best interest or their bottom line in mind. They will try to settle for less than what your case is actually worth. Your lawyer will look out for your best interests and make sure that your rights are protected every step of the way.

There Are Two Ways to Win a Case

Personal injury cases may end with a settlement or an award, if it goes before a judge and jury. A settlement is an agreement between the two parties as to what the plaintiff will get in terms of compensation. A verdict is a decision made by a judge or jury after hearing arguments and seeing evidence from both sides. While most personal injury cases culminate in settlements, some cases do go to trial especially if the parties are unable to reach a settlement.

Establishing Negligence is Paramount

In personal injury cases, the burden of proof rests on the plaintiff. This means you must establish that your injury was caused by the negligence of the defendant or that the defendant failed to exercise reasonable care for your safety. If negligence is proved, the defendant can be held liable for any resulting damages you suffered as a result.

Personal Injury Cases Can Be Time-Consuming

There is no question that personal injury cases can be lengthy and complex. Insurance companies often try to drag out the process because they believe that might cause the victim to cave and settle for less. It is important never to settle for less than what your case is worth. Our Orange County personal injury attorneys are committed to finding a quick and efficient resolution to your case. But our main goal is to achieve the best possible outcome for you.

It’s Hard to Value a Claim Without Reviewing the Facts

There are a number of factors that could affect a personal injury claim including the severity of the injuries and the circumstances of the incident that caused your injuries. It is impossible to determine the value of a claim without first looking at the facts of the case. Our attorneys understand how to evaluate a claim and we will leave no stone unturned to fight for maximum compensation.

You Have Limited Time to File a Lawsuit

Under California law, you only have two years to file a personal injury lawsuit. If you wait for too long, you may lose your right to compensation. This is why it is imperative that you contact a personal injury lawyer as soon as possible to make sure you don’t miss the deadline for filing your lawsuit. 

Settlements Aren’t Taxable — Most of the Time

It is important to understand that settlements in a personal injury lawsuit are not taxable under state or federal laws. There are, however, some exceptions depending on the type of personal injury claims. Your attorney can help you clarify some of the more specific tax questions. Typically compensation for medical expenses, pain and suffering, loss of consortium and attorney’s fees are not taxable.

In 2017, the Trump Administration signed a tax law that stated compensation from a personal injury settlement or award is only tax-free if the injuries are physical. This means emotional distress does not qualify as physical. It can be confusing to differentiate between physical and other injuries. An experienced Orange County personal injury lawyer can help you better understand what part of your settlement or award may be taxable. 

Why Isn’t Your Car Insurance Company on Your Side?

Your car insurance company is ultimately a business. Insurance is a billion-dollar industry that has gotten that way by not paying claims as often as they can get away with it. Or they unjustly raise your rates, like in the case of Kemper.

Like many other businesses, their first concern is their profit margin. Having to pay claims cuts into their profits, making them anxious to pass the blame and avoid fulfilling their contractual obligations. A claims adjustor’s first priority is to protect the best interest of the company he works for, even if that is not what is best for the client who has paid for the service.

Even car accident victims have been known to have to fight their own insurer for compensation where they need to use their un-insured or under-insured coverage to help pay for medical care.

Bad Faith Claims

With your signed contract, the insurance company owes you a duty of good faith and fair dealing. Any insurer that does not abide by this can be sued for what is known as an insurance bad faith claim.

It was the California Supreme Court that first recognized the potential for fraud on the part of an insurance company and not delivering on their promise of providing its clients with a certain amount of peace of mind. They provided the groundwork that makes it bad faith to deny a claim when they knew they had no reasonable reason to and to not properly investigate a claim before denying it.

These groundbreaking decisions led to every other state taking similar actions in order to protect consumers from their own insurer. Now, if your insurer is found to be in bad faith in their dealings with you and your claim, they can be taken to court.

Unlike a typical action against a breach of contract, an insurance bad faith claim is seen as a tort. This allows for exemplary as well as punitive damages to be awarded to a defendant. In fact, an insurer found to be acting in bad faith may have to actually pay their client more than what was in the original insurance policy.

This type of extensive care taken with insurance companies and their dealings with clients is not an accident. For decades insurers have been looking for ways to increase their profit margins, even when at the expense of their clients. Recognizing the potential for this, lawmakers across the state of California and nationwide enact legislation to protect the insurance paying consumer.

Insurance Bad Faith Examples

There are a number of ways in which a car insurance company may commit acts of bad faith against their clients. These include:

  • Denying coverage without just cause
  • Not relaying relevant information to the insured or claimant
  • Not investigating an incident yet still refusing to pay the claimant
  • Taking an unreasonable amount of time to either deny or pay a claim
  • Not coming to a fair settlement when it is clear where liability lies
  • Offering a settlement amount that is obviously much lower than what the value of the claim is
  • Not providing a sensible explanation as to why a claim was denied
  • Refusing to enter into a negotiation for a settlement
  • Not responding when a time limit has been ordered
  • Not disclosing pertinent information such as policy limits or umbrella clauses

Any one of these acts is considered to be a breach of the duty that the insurance company has towards its client, and can be used as a basis for an insurance bad faith claim.

What is a Pre-existing Condition?

A pre-existing condition refers to any injury, illness, or medical condition that an individual had before the accident occurred. These conditions can range from chronic illnesses like arthritis to previous injuries such as a fractured bone. In the context of personal injury claims, a pre-existing condition is a medical issue that already existed but may have been exacerbated by the accident in question. For example, if someone has a history of back problems and is involved in a car accident that worsens their back pain, this would be considered an exacerbation of a pre-existing condition. It is important to note that the existence of a pre-existing condition does not disqualify an individual from seeking compensation. However, it does add a layer of complexity to the case, as it becomes necessary to determine how much of the injury is related to the accident and how much is related to the pre-existing condition.

California’s Eggshell Plaintiff Rule

California law recognizes that individuals come into accidents with varying levels of health. This is where the “eggshell plaintiff” rule comes into play. Under this legal doctrine, a defendant is still responsible for any injuries they cause, even if the injured party was more vulnerable due to a pre-existing condition. In other words, the defendant cannot use the injured party’s health condition as a defense to avoid liability. The eggshell plaintiff rule ensures that individuals with pre-existing conditions receive fair compensation for any aggravation or worsening of their condition caused by the accident. However, it is not a free pass to claim compensation for the entire condition. The injured party must still prove that the accident worsened the pre-existing condition or caused a new injury.

Timothy J. Ryan

Founding Attorney

Proving Aggravation of a Pre-existing Condition

One of the most challenging aspects of a personal injury claim involving a pre-existing condition is proving that the accident worsened the condition. This often requires detailed medical evidence and testimony. In many cases, medical records from before and after the accident are critical in establishing the extent of the aggravation. Medical professionals play a key role in distinguishing between the symptoms that existed prior to the accident and those that arose afterward. It is also essential to demonstrate that the worsening of the condition was a direct result of the accident and not a natural progression of the pre-existing condition. This distinction is vital because insurance companies and defendants will often argue that the plaintiff’s injuries are simply a continuation of their prior condition rather than a result of the accident. To counter this, a thorough investigation into the medical history and careful documentation of the changes in the condition post-accident are required.

Contacting an Experienced Lawyer

If you or a loved one has been injured as a result of someone else’s negligence or wrongdoing, our Orange County personal injury lawyers can help you better understand your legal rights and options. Call us today at 714-898-4444 for a free, comprehensive and confidential consultation.

The Most an Attorney Should Take

An attorney’s rate is often negotiated and, as mentioned above, will depend on the time your claim takes to settle—the complexity, and the costs and expenses associated with your claim.

In California, the typical maximum rate is 40% if your case was settled before going to trial. However, a lower fee percentage can be negotiated with some attorneys.

Every claim is different, and the “Contingency fee” percentage that your claim will require depends on many different factors, but anything more than 55% is usually exorbitant.

When negotiating a “contingency fee” with a personal injury attorney, it is essential to remember that the skills and the reputation of your lawyer are very important.

A more experienced and well-respected legal professional, who charges more than the standard rate, may be able to recover a higher settlement than a less experienced attorney who charges 33.33% for their services.

These cases do not have a set minimum or maximum settlement amount and the settlement amount depends on the extent and nature of your injuries such as the amount of time your injury is expected to last as well as the amount of economic damages you have endured.

If you are trying to figure out how much your claim is worth, we recommend that you speak with our Orange County personal injury lawyers for a free consultation.

Attorney Timothy J. Ryan has helped injury victims recover more than $1 billion since 1981 from his office at Beach and Warner in Huntington Beach, CA. He has a no-win, no-fee promise, very competitive fees, and there is no obligation to retain when taking advantage of your free consultation. Call (714) 898-4444 to get help now.

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